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reid on "the last lion" on c-span. >> the practices of credit reporting agencies were the focus of a hearing held by the senate banking subcommittee on consumer protection last week. witnesses testified about the impact of credit scores on the purchasing power of home mortgages and other consumer products. this is one hour and 20 minutes. couple of years. americans as we know depend on access to credit to from their education, purchase homes and run their businesses. that is what we need to address credit reports, one of the most significant and least understood elements of the consumer credit system. this benefits another highlight of dodd-frank. in the past the federal trade commission has had authority over furnitures, those who send financial information to the credit bureaus. they are in most cases of banks. the ftc did not have the authority to examine the credit bureaus themselves, they could only bring in enforcement actions. the cfcb has said the authority to shed new light on the credit reporting industry about which we do not know much in many ways and write new rules
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